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	<title>Comments on: Using credit cards as protection</title>
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		<title>By: Sam O'Callaghan</title>
		<link>http://moneyadviser.ie/2011/03/using-credit-cards-as-protection/#comment-20</link>
		<dc:creator><![CDATA[Sam O'Callaghan]]></dc:creator>
		<pubDate>Thu, 16 Jun 2011 12:52:42 +0000</pubDate>
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		<description><![CDATA[Hey last week I was online &amp; I bought a product over the net using my credit card. It was meant to have arrived a few days ago. However I heard on the radio that the particular company has gone bust. I tried ringing the company but got no answer. The money has gone out of my account. Can I avail of the above chargeback scheme to get my money back?]]></description>
		<content:encoded><![CDATA[<p>Hey last week I was online &amp; I bought a product over the net using my credit card. It was meant to have arrived a few days ago. However I heard on the radio that the particular company has gone bust. I tried ringing the company but got no answer. The money has gone out of my account. Can I avail of the above chargeback scheme to get my money back?</p>
]]></content:encoded>
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		<title>By: Lisa Keane</title>
		<link>http://moneyadviser.ie/2011/03/using-credit-cards-as-protection/#comment-15</link>
		<dc:creator><![CDATA[Lisa Keane]]></dc:creator>
		<pubDate>Thu, 16 Jun 2011 09:50:42 +0000</pubDate>
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		<description><![CDATA[Hey Bob. I have a question about credit cards as well as debit cards. I like to shop, like really like to shop. Clothes, shoes, etc. I shop once a week. Doesnt smatter if I have no cash in my account. I just use my credit card all the time like. Its lucky that I am in such a good job. However, last month I came so close to not being able to pay my credit card. I realised I needed help. What would your advice be re my credit card? Should I cut it up &amp; just use my debit card instead?]]></description>
		<content:encoded><![CDATA[<p>Hey Bob. I have a question about credit cards as well as debit cards. I like to shop, like really like to shop. Clothes, shoes, etc. I shop once a week. Doesnt smatter if I have no cash in my account. I just use my credit card all the time like. Its lucky that I am in such a good job. However, last month I came so close to not being able to pay my credit card. I realised I needed help. What would your advice be re my credit card? Should I cut it up &amp; just use my debit card instead?</p>
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